FORECLOSURE AUCTION DATE SET FOR FEB-BANK SAYS BRING OFFER NOW! All-brick ranch w/bonus room up & fenced rear yard on quiet cul-de-sac. GREAT LOCATION--in the country but with quick/easy access to Charlotte, Concord, Albemarle-close to shopping. USDA 100% FINANCING ELIGIBLE! SHORT SALE TO BE SOLD IN 'AS IS' CONDITION; LENDER MUST APPROVE OFFER. Short sale documents in MEDIA must accompany OTP.