BANK HAS APPROVED $150,000 LISTING PRICE AS OF 12/1/2010 -- CALL L/A FOR DETAILS - BRING OFFER! SHORT SALE DOCUMENTS IN TEMPO MUST ACCOMPANY OTP. All-brick ranch with 4th bedrm & FULL bath up; rocking chair frt porch; fenced backyard. Kitchen refrigerator, baby monitor & hdwr, window treatments & hdwr in baby's room do NOT convey. USDA-100% financing eligible! SHORT SALE - LENDER APPROVAL REQD.